Original Medicare is a federal insurance program geared towards those age 65 and older, suffering from End-Stage Renal Disease, or those receiving disability insurance. Original Medicare consists of Parts A and B. These parts of Medicare have different costs, and cover specific medical services. Click on the arrows below to view more information.
Generally, Part A has no cost. If you’ve paid into Medicare through your payroll taxes during your working years, you are eligible for premium-free Part A.
Part B requires paying a monthly premium. The standard Part B premium in 2023 is $164.90/month. If you receive benefits from Social Security, Railroad Retirement Board, or the Office of Personnel Management, your Part B premium will be deducted from your payments. Most people fall into the bracket of paying the standard premium amount. Some exceptions are:
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